Fixed Rate Mortgages

We Help Customers Across the UK Find the Best Fixed Rate Mortgages

If you’re looking for a fixed rate mortgage, our advisers can guide you to the best mortgage in the marketplace for your needs. We’re based in Belfast and help customers across Northern Ireland and the rest of the UK. Get in touch today.

In a fixed-rate mortgage arrangement, the interest rate is fixed for a predetermined period of time. The monthly mortgage payment will not change, no matter whether the Bank of England, or the mortgage provider, raises or reduces their interest rates. For the borrower, the advantage of a fixed-rate deal is that they know exactly how much their monthly repayment is going to be each month and for how long.

In some instances, the interest rate charged on a fixed-rate mortgage can be higher than those charged for other types of mortgages. The borrower may also have to pay an arrangement fee to set up a fixed-rate deal.

Usually, once a fixed-rate arrangement comes to an end, the lender’s standard variable rate applies.

Our mortgage advisers can meet face-to-face with clients throughout Northern Ireland, so if you’re looking for advice on a fixed rate mortgage, get in touch today. We also offer advice over the phone.

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Disclaimer

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.