This mortgage overpayment calculator has been developed for your interest only and must not be used to make financial decisions. The calculation applies to residential property only and, while it is accurate, it is a generic calculation that does not take into account your individual circumstances and should be used as a guide only.

We do not store or see any of the information you input to these calculators.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

This information does not contain all of the detail you would need to choose a mortgage. Make sure you read the provided individual European Standardised Information Sheet (ESIS) which most lenders in the UK refer to as the ‘Mortgage Illustration’, before you make a decision.

The Mortgage Illustration gives you tailored information based on a particular mortgage and the level of lending you require which is important to help you make your decision. This includes associated rates and fees, the overall costs of the mortgage and your monthly repayments.